Extension TOS

4. Claims and Forensic Verification

• 4.1 Reporting Timeline: Users must report a loss via the Extension Portal within 72 hours of the on-chain incident.

• 4.2 Forensic Audit: By filing a claim, the user consents to an audit using blockchain intelligence tools. The investigation will verify that the funds moved to a known malicious cluster and that the user has no affiliation with the destination wallet.

• 4.3 KYC Requirement: To prevent fraud and comply with Anti-Money Laundering (AML) laws, users must complete a third-party identity verification (KYC) before any Benefit is disbursed.

• 4.4 Finality of Consensus: Claim approval is determined by Fairside. You acknowledge that these decisions are final and binding.

5. Exclusions (What is Not Covered)

The following are strictly excluded from the cost-sharing benefit:

• 5.1 Seed Phrase/Private Key Loss: Any theft resulting from the compromise of your physical or digital recovery phrase.

• 5.2 Malware & Local Exploits: Losses resulting from infected hardware, browser-based malware, or clipboard hijackers.

• 5.3 User Error: Sending funds to an incorrect address through your own manual mistake (excluding mimic/poisoning scams).

• 5.4 Market Volatility: Loss of asset value due to price drops or "Rug Pulls" (project abandonment).

• 5.5 Unprotected Transactions: Any transaction where the 0.8% fee was not paid.

• 5.6 Supply Chain attack: Attacks targeting the extension codebase that gets released by unauthorized actors.

• 5.7 Smart contract hacks / exploits: Any loss that is a product of a smart contract hack or exploit.

• 5.8 Bypassed or ignored warning: Any loss that is incurred due to a user receiving a warning from the extension that is ignored and proceeded with.

PART II: PRIVACY POLICY

1. Data Collection

• 1.1 Public Blockchain Data: We monitor your public wallet address and transaction history to provide simulations and risk alerts.

• 1.2 Transaction Metadata: We track transaction hashes where protection was enabled to verify eligibility for claims.

• 1.3 Identity Information (Claims Only): We do not collect personal ID for general use. If you file a claim, you must provide identifying information through a third-party KYC provider.

2. Data Sharing

We do not sell your personal data. Data is shared only with:

• 2.1 Forensic Partners: Blockchain analytics firms (e.g., Chainalysis) used to verify theft.

• 2.2 Identity Providers: Specialized third-party services (e.g., Blockpass) for claim verification.

3. What We NEVER Collect

• 3.1 Private Keys & Seed Phrases: We never have access to your private credentials.

• 3.2 Browsing History: We do not track activity on non-crypto related websites.

PART III: USER DECLARATION

By clicking "I Accept" or using Fairside-Revoke, you confirm and declare:

1. I understand this is NOT INSURANCE and I am joining a cost-sharing network.

2. I understand my benefit is capped at 90% of the provable loss, and I am responsible for the remaining 10%.

3. I acknowledge that if I lose my Seed Phrase, I am not covered under any circumstances.

4. I agree that the Fairside’s decision on my claim is final and I waive my right to legal appeal.

5. I agree the maximum amount of coverage available to me is $30,000.

PART IV: DISPUTE RESOLUTION

1. These Terms of Service and any disputes arising out of or in connection with them shall be governed by and construed in accordance with the laws of the British Virgin Islands, and the parties hereby submit to the exclusive jurisdiction of the courts of the British Virgin Islands.