# Membership details

Here are some key aspects of the coverage membership:

* **Membership Duration**: Each membership lasts for 365 days.
* **Grace Period**: There is a 60-day grace period after the membership expires during which users can still renew their membership.
* **Top-Up Window**: Users can top up their coverage only within the six months leading up to the end of their current membership.
* **Maximum Coverage Size**: The maximum benefit per user is capped at 100 ETH.
* **Membership Purchase Requirements**: To purchase, top up, or renew a membership, a maximum cap is established by following formula:
  * maximum totalCostShareBenefits = RBC \* Gearing Factor

the coverage membership system is designed with specific rules on duration, renewal periods, and maximum benefits. Additionally, transactions related to memberships depend on the financial health of the bonding curve reserve, ensuring that it adequately covers the network's fShare
